彰銀-青年首貸 1.67，不綁約
帳管費：5000
信用查詢：300
|
一般定額償還試算表 (本試算結果僅供參考) |
||||||||
|
貸款金額(元) |
7,000,000 |
年利率 |
1.67% |
貸款期間 |
30 年 |
|||
|
定額年金 (本息平均)償還法 |
定額本金 (本金平均)償還法 |
|||||||
|
期數 |
還本金額 |
繳息金額 |
本息合計 |
貸款餘額 |
還本金額 |
繳息金額 |
本息合計 |
貸款餘額 |
|
1 |
14,992 |
9,742 |
24,734 |
6,985,008 |
19,444 |
9,742 |
29,186 |
6,980,556 |
|
2 |
15,013 |
9,721 |
24,734 |
6,969,995 |
19,444 |
9,715 |
29,159 |
6,961,112 |
|
3 |
15,034 |
9,700 |
24,734 |
6,954,961 |
19,444 |
9,688 |
29,132 |
6,941,668 |
|
4 |
15,055 |
9,679 |
24,734 |
6,939,906 |
19,444 |
9,660 |
29,104 |
6,922,224 |
|
5 |
15,076 |
9,658 |
24,734 |
6,924,830 |
19,444 |
9,633 |
29,077 |
6,902,780 |
|
356 |
24,563 |
171 |
24,734 |
98,388 |
19,444 |
136 |
19,580 |
77,936 |
|
357 |
24,597 |
137 |
24,734 |
73,791 |
19,444 |
108 |
19,552 |
58,492 |
|
358 |
24,631 |
103 |
24,734 |
49,160 |
19,444 |
81 |
19,525 |
39,048 |
|
359 |
24,666 |
68 |
24,734 |
24,494 |
19,444 |
54 |
19,498 |
19,604 |
|
360 |
24,494 |
34 |
24,528 |
0 |
19,604 |
27 |
19,631 |
0 |
|
合計 |
7,000,000 |
1,904,034 |
8,904,034 |
|
7,000,000 |
1,758,410 |
8,758,410 |
|
國泰世華：1.6%
「近三個月在我們銀行平均往來有300萬以上(含存款、保險、基金、債券...等等，可以提供身分證字號給我們查詢)，可以幫您看看降低一些些利率。
年繳30萬繳6年的(儲蓄險特別是放個多幾年，利息也不差，台幣的有2%多，貸款可以簽看看1.60%」
|
般定額償還試算表 (本試算結果僅供參考) |
||||||||
|
貸款金額(元) |
7,000,000 |
年利率 |
1.60% |
貸款期間 |
30 年 |
|||
|
定額年金 (本息平均)償還法 |
定額本金 (本金平均)償還法 |
|||||||
|
期數 |
還本金額 |
繳息金額 |
本息合計 |
貸款餘額 |
還本金額 |
繳息金額 |
本息合計 |
貸款餘額 |
|
1 |
15,163 |
9,333 |
24,496 |
6,984,837 |
19,444 |
9,333 |
28,777 |
6,980,556 |
|
2 |
15,183 |
9,313 |
24,496 |
6,969,654 |
19,444 |
9,307 |
28,751 |
6,961,112 |
|
3 |
15,203 |
9,293 |
24,496 |
6,954,451 |
19,444 |
9,281 |
28,725 |
6,941,668 |
|
4 |
15,223 |
9,273 |
24,496 |
6,939,228 |
19,444 |
9,256 |
28,700 |
6,922,224 |
|
5 |
15,244 |
9,252 |
24,496 |
6,923,984 |
19,444 |
9,230 |
28,674 |
6,902,780 |
|
355 |
24,301 |
195 |
24,496 |
121,865 |
19,444 |
156 |
19,600 |
97,380 |
|
356 |
24,334 |
162 |
24,496 |
97,531 |
19,444 |
130 |
19,574 |
77,936 |
|
357 |
24,366 |
130 |
24,496 |
73,165 |
19,444 |
104 |
19,548 |
58,492 |
|
358 |
24,398 |
98 |
24,496 |
48,767 |
19,444 |
78 |
19,522 |
39,048 |
|
359 |
24,431 |
65 |
24,496 |
24,336 |
19,444 |
52 |
19,496 |
19,604 |
|
360 |
24,336 |
32 |
24,368 |
0 |
19,604 |
26 |
19,630 |
0 |
|
合計 |
7,000,000 |
1,818,432 |
8,818,432 |
|
7,000,000 |
1,684,705 |
8,684,705 |
|
新光銀行 1.75%
|
一般定額償還試算表 (本試算結果僅供參考) |
||||||||
|
貸款金額(元) |
7,000,000 |
年利率 |
1.75% |
貸款期間 |
30 年 |
|||
|
定額年金 (本息平均)償還法 |
定額本金 (本金平均)償還法 |
|||||||
|
期數 |
還本金額 |
繳息金額 |
本息合計 |
貸款餘額 |
還本金額 |
繳息金額 |
本息合計 |
貸款餘額 |
|
1 |
14,799 |
10,208 |
25,007 |
6,985,201 |
19,444 |
10,208 |
29,652 |
6,980,556 |
|
2 |
14,820 |
10,187 |
25,007 |
6,970,381 |
19,444 |
10,180 |
29,624 |
6,961,112 |
|
3 |
14,842 |
10,165 |
25,007 |
6,955,539 |
19,444 |
10,152 |
29,596 |
6,941,668 |
|
4 |
14,864 |
10,143 |
25,007 |
6,940,675 |
19,444 |
10,123 |
29,567 |
6,922,224 |
|
5 |
14,885 |
10,122 |
25,007 |
6,925,790 |
19,444 |
10,095 |
29,539 |
6,902,780 |
|
355 |
24,789 |
218 |
25,007 |
124,511 |
19,444 |
170 |
19,614 |
97,380 |
|
356 |
24,825 |
182 |
25,007 |
99,686 |
19,444 |
142 |
19,586 |
77,936 |
|
357 |
24,862 |
145 |
25,007 |
74,824 |
19,444 |
114 |
19,558 |
58,492 |
|
358 |
24,898 |
109 |
25,007 |
49,926 |
19,444 |
85 |
19,529 |
39,048 |
|
359 |
24,934 |
73 |
25,007 |
24,992 |
19,444 |
57 |
19,501 |
19,604 |
|
360 |
24,992 |
36 |
25,028 |
0 |
19,604 |
29 |
19,633 |
0 |
|
合計 |
7,000,000 |
2,002,541 |
9,002,541 |
|
7,000,000 |
1,842,646 |
8,842,646 |
|
REF:
https://www.firstbank.com.tw/A2_6_8_1.action#
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